:root{
  --bg:#f5f7fa;
  --surface:#ffffff;
  --surface-soft:#f8fafc;
  --ink:#07131f;
  --muted:#687789;
  --line:#e1e7ed;

  --green:#18c77d;
  --green2:#087b5b;
  --mint:#eafaf3;

  --navy:#07131f;
  --navy-2:#0c1b2c;

  --blue:#2b66f6;

  --shadow:0 20px 60px rgba(7,19,31,.09);
  --shadow-hover:0 28px 75px rgba(7,19,31,.14);

  --r:22px;
  --max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.wrap{width:min(var(--max),calc(100% - 44px));margin:auto}
.announcement{background:var(--navy);color:#cbd8e6;text-align:center;font-size:11px;letter-spacing:.08em;text-transform:uppercase;padding:9px 15px}.announcement b{color:#7ce8b5}
.site-header{height:76px;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.nav{height:100%;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:11px}.brand-mark{width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:850;font-size:19px;box-shadow:0 8px 20px rgba(7,19,31,.16)}.brand-name{font-size:20px;font-weight:850;letter-spacing:-.05em;display:block;line-height:1}.brand-sub{display:block;font-size:9px;color:#8190a0;text-transform:uppercase;letter-spacing:.13em;margin-top:4px}.navlinks{display:flex;align-items:center;gap:18px;font-size:12px;font-weight:700;color:#425064}.navlinks a:hover{color:var(--green2)}.nav-cta{padding:11px 16px;background:var(--navy);color:#fff;border-radius:999px;font-size:12px;font-weight:800}.mobile-menu{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 11px}
.hero{background:var(--surface);border-bottom:1px solid var(--line)}.hero-grid{min-height:650px;padding:92px 0 78px;display:grid;grid-template-columns:1.05fr .75fr;gap:80px;align-items:center}.eyebrow{font-size:10px;letter-spacing:.17em;font-weight:850;color:#728296;text-transform:uppercase;margin-bottom:15px}.eyebrow i{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--green);margin-right:8px}.hero h1{font-size:clamp(54px,7vw,88px);line-height:.94;letter-spacing:-.075em;margin:0 0 25px;font-weight:850}.hero h1 span{color:var(--green2)}.lead{font-size:18px;line-height:1.7;color:#5d6b7d;max-width:600px;margin:0 0 30px}.actions{display:flex;gap:10px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 19px;font-size:12px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--green);color:#052317}.btn-primary:hover{filter:brightness(1.04)}.btn-secondary{background:#fff;border-color:var(--line)}.btn-dark{background:var(--navy);color:#fff}.trust{display:flex;gap:18px;flex-wrap:wrap;color:#8592a1;font-size:10px;margin-top:23px}.trust span:before{content:'✓';color:var(--green2);font-weight:900;margin-right:5px}
.hero-visual{position:relative}.dashboard{background:var(--navy);border-radius:28px;padding:26px;color:#fff;box-shadow:var(--shadow);transform:rotate(1deg)}.dash-top{display:flex;justify-content:space-between;color:#91a4b9;font-size:9px;letter-spacing:.13em}.status{color:#73e3ad}.dash-value{font-size:47px;font-weight:800;letter-spacing:-.055em;margin-top:48px}.dash-label{font-size:11px;color:#91a4b9}.chart{height:145px;margin:24px 0 12px;display:flex;align-items:end;gap:8px}.chart span{flex:1;border-radius:7px 7px 2px 2px;background:linear-gradient(#74e6b1,#16b873);opacity:.95}.dash-bottom{border-top:1px solid #25374c;padding-top:14px;display:flex;justify-content:space-between;color:#8ea0b4;font-size:10px}.dash-bottom b{color:#7ee6b4;font-size:13px}.float-card{position:absolute;right:-28px;bottom:-35px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px 18px;box-shadow:0 18px 50px rgba(7,19,31,.14);width:190px}.float-card small{display:block;color:#7e8b9a;font-size:9px;text-transform:uppercase;letter-spacing:.12em}.float-card strong{display:block;font-size:23px;margin-top:5px;letter-spacing:-.04em}.float-card em{font-size:10px;color:var(--green2);font-style:normal;font-weight:750}
.ribbon{border-bottom:1px solid var(--line);background:#fff}.ribbon-inner{display:flex;justify-content:center;gap:27px;padding:15px;color:#718092;font-size:9px;letter-spacing:.18em;font-weight:850}.ribbon b{color:var(--green)}
.section{padding:96px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:34px}.section h2{font-size:clamp(34px,4.5vw,55px);line-height:1;letter-spacing:-.06em;margin:0}.section-intro{color:var(--muted);max-width:610px;font-size:14px}.link{font-size:11px;font-weight:850;white-space:nowrap}.tool-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#c8d2dc}.tool-card{min-height:285px;padding:25px;display:flex;flex-direction:column}.tool-card.dark{background:var(--navy);color:#fff;border-color:var(--navy)}.icon{width:42px;height:42px;border-radius:12px;background:var(--mint);color:var(--green2);display:grid;place-items:center;font-weight:850;margin-bottom:20px}.dark .icon{background:#16382f;color:#7ce7b4}.tag{font-size:8px;letter-spacing:.16em;font-weight:900;color:var(--green2)}.dark .tag{color:#7ce7b4}.tool-card h3{font-size:21px;letter-spacing:-.04em;margin:7px 0 8px}.tool-card p{font-size:12px;color:#7b8795;margin:0}.dark p{color:#a8b7c7}.tool-arrow{margin-top:auto;padding-top:24px;font-size:11px;font-weight:850}
.feature-band{background:var(--navy);color:#fff;padding:90px 0}.feature-grid{display:grid;grid-template-columns:1fr .9fr;gap:75px;align-items:center}.feature-band h2{font-size:clamp(38px,5vw,62px);line-height:1;letter-spacing:-.06em;margin:0 0 20px}.feature-band p{color:#aab8c7;max-width:590px}.transfer{background:#fff;color:var(--ink);border-radius:25px;padding:26px;box-shadow:0 25px 65px rgba(0,0,0,.18)}.transfer-head{display:flex;justify-content:space-between;color:#778597;font-size:9px;letter-spacing:.12em;font-weight:850;padding-bottom:16px;border-bottom:1px solid var(--line)}.row{display:flex;justify-content:space-between;padding:16px 0;border-bottom:1px solid #edf0f3;font-size:12px}.row strong{font-size:13px}.row.total{border:0;font-weight:850}.row.total strong{font-size:22px;color:var(--green2)}
.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.compare{padding:30px}.compare .number{color:var(--green2);font-size:9px;font-weight:900;letter-spacing:.15em}.compare h3{font-size:25px;letter-spacing:-.045em;margin:30px 0 8px}.compare p{font-size:12px;color:#738092;margin:0}.muted{background:#f0f4f7}
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.guide{padding-top:19px;border-top:2px solid var(--navy)}.guide .type{font-size:8px;color:var(--green2);letter-spacing:.15em;font-weight:900}.guide h3{font-size:24px;line-height:1.08;letter-spacing:-.045em;margin:14px 0 8px}.guide p{font-size:12px;color:#738092}.guide a{font-size:11px;font-weight:850}
.cta{margin:20px auto 90px;background:linear-gradient(135deg,#07131f,#10283a);color:#fff;border-radius:28px;padding:55px;display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.cta h2{font-size:44px;line-height:1;letter-spacing:-.055em;margin:0}.cta p{color:#aebdca;font-size:13px}.input-row{display:flex;gap:8px}.input-row input{flex:1;min-width:0;border:1px solid #33475c;background:#0c1b2c;color:#fff;border-radius:999px;padding:13px 16px;outline:0}.fine{font-size:9px;color:#7e90a4;margin-top:9px}
footer{background:#fff;border-top:1px solid var(--line);padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:35px}.footer-col h4{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:#8390a0;margin:0 0 14px}.footer-col a{display:block;color:#536175;font-size:13px;margin:8px 0}.footer-bottom{border-top:1px solid var(--line);margin-top:40px;padding-top:17px;display:flex;justify-content:space-between;color:#8a96a5;font-size:11px}
.page-hero{background:#fff;border-bottom:1px solid var(--line);padding:78px 0}.page-hero h1{font-size:clamp(45px,6vw,72px);line-height:.98;letter-spacing:-.065em;margin:0 0 20px}.page-hero p{color:#657386;max-width:680px;font-size:16px}.breadcrumb{font-size:10px;color:#8b97a5;margin-bottom:22px}.content-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:25px}.panel{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}.panel h2{font-size:28px;letter-spacing:-.045em;margin:0 0 12px}.panel p{font-size:13px;color:#687789}.tool-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.tool-mini{padding:22px}.tool-mini h3{font-size:18px;margin:13px 0 6px;letter-spacing:-.03em}.tool-mini p{font-size:11px;color:#718092;margin:0}.badge{display:inline-flex;background:var(--mint);color:var(--green2);padding:5px 8px;border-radius:999px;font-size:8px;font-weight:900;letter-spacing:.1em}
.calculator{display:grid;grid-template-columns:.85fr 1.15fr;gap:18px}.form-panel label{display:block;font-size:10px;color:#637184;font-weight:750;margin-bottom:14px}.form-panel input{display:block;width:100%;margin-top:6px;padding:12px 13px;border:1px solid var(--line);border-radius:11px;background:#fbfcfd;color:var(--ink);outline:0}.form-panel input:focus{border-color:#a6c9bb;box-shadow:0 0 0 3px #eaf8f2}.result-panel{background:var(--navy);color:#fff;border-radius:22px;padding:28px}.result-value{font-size:48px;letter-spacing:-.06em;font-weight:850;margin-top:38px}.result-label{color:#95a7bb;font-size:11px}.result-stats{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:30px}.result-stat{border-top:1px solid #26394e;padding-top:13px}.result-stat span{display:block;color:#8799ad;font-size:9px}.result-stat b{font-size:16px}.note{font-size:9px;color:#8395a9;margin-top:16px}.prose{max-width:780px}.prose h2{font-size:30px;letter-spacing:-.045em}.prose p,.prose li{font-size:14px;color:#5f6e80}.prose li{margin:8px 0}
@media(max-width:980px){.navlinks{display:none}.mobile-menu{display:block}.hero-grid,.feature-grid,.calculator{grid-template-columns:1fr}.tool-grid{grid-template-columns:repeat(2,1fr)}.float-card{right:-8px}.compare-grid,.guides,.tool-directory{grid-template-columns:1fr 1fr}.cta{grid-template-columns:1fr}}
@media(max-width:620px){.wrap{width:min(var(--max),calc(100% - 32px))}.hero-grid{padding:58px 0}.hero h1{font-size:54px}.hero-visual{margin-top:15px}.float-card{position:relative;right:auto;bottom:auto;margin:-15px 10px 0 auto}.tool-grid,.compare-grid,.guides,.tool-directory{grid-template-columns:1fr}.section{padding:72px 0}.section-head{align-items:start;flex-direction:column}.ribbon-inner{gap:12px;font-size:8px}.feature-band{padding:72px 0}.cta{padding:36px 25px;margin-left:16px;margin-right:16px}.cta h2{font-size:38px}.input-row{flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid .brand-wrap{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:8px}.page-hero{padding:58px 0}}


/* =========================================================
   FINMAXER PREMIUM FOUNDATION
   ========================================================= */

body{
  background:
    radial-gradient(circle at 85% 8%, rgba(24,199,125,.055), transparent 28%),
    var(--bg);
}

.site-header{
  background:rgba(255,255,255,.86);
  box-shadow:0 1px 0 rgba(7,19,31,.03);
}

.navlinks a{
  transition:color .18s ease;
}

.nav-cta{
  transition:
    transform .18s ease,
    box-shadow .18s ease,
    background .18s ease;
}

.nav-cta:hover{
  transform:translateY(-1px);
  box-shadow:0 8px 24px rgba(7,19,31,.14);
}

.mobile-menu{
  cursor:pointer;
  color:var(--ink);
  transition:
    background .18s ease,
    border-color .18s ease,
    transform .18s ease;
}

.mobile-menu:hover{
  background:var(--surface-soft);
}

.mobile-menu:active{
  transform:scale(.96);
}

.card{
  box-shadow:0 1px 0 rgba(7,19,31,.02);
}

.card:hover{
  transform:translateY(-5px);
  box-shadow:var(--shadow-hover);
}

.tool-card{
  position:relative;
  overflow:hidden;
}

.tool-card::after{
  content:"";
  position:absolute;
  width:130px;
  height:130px;
  right:-70px;
  bottom:-70px;
  border-radius:50%;
  background:rgba(24,199,125,.06);
  pointer-events:none;
  transition:transform .25s ease;
}

.tool-card:hover::after{
  transform:scale(1.35);
}

.panel,
.transfer{
  box-shadow:0 1px 0 rgba(7,19,31,.02);
}

.form-panel input{
  transition:
    border-color .18s ease,
    box-shadow .18s ease,
    background .18s ease;
}

.form-panel input:hover{
  background:#fff;
}

.btn{
  transition:
    transform .18s ease,
    box-shadow .18s ease,
    filter .18s ease;
}

.btn:hover{
  transform:translateY(-1px);
}

.btn-primary:hover{
  box-shadow:0 10px 25px rgba(24,199,125,.20);
}

.btn-secondary:hover{
  border-color:#cbd5df;
  box-shadow:0 8px 22px rgba(7,19,31,.07);
}

@media(max-width:980px){
  .nav{
    position:relative;
  }

  .navlinks.open{
    display:flex;
    position:absolute;
    top:calc(100% + 1px);
    left:0;
    right:0;
    flex-direction:column;
    align-items:stretch;
    gap:0;
    padding:10px;
    background:rgba(255,255,255,.97);
    border:1px solid var(--line);
    border-top:0;
    border-radius:0 0 18px 18px;
    box-shadow:0 18px 40px rgba(7,19,31,.10);
  }

  .navlinks.open a{
    padding:13px 12px;
    border-radius:10px;
  }

  .navlinks.open a:hover{
    background:var(--surface-soft);
  }
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible{
  outline:3px solid rgba(24,199,125,.28);
  outline-offset:3px;
}


/* Compound interest growth visualization */

.calc-visual{
  margin-top:25px;
  padding:28px;
}

.calc-visual .section-head{
  margin-bottom:28px;
}

.growth-chart{
  min-height:260px;
  display:flex;
  align-items:flex-end;
  gap:8px;
  padding:30px 10px 0;
  border-bottom:1px solid var(--line);
  overflow-x:auto;
}

.growth-column{
  min-width:54px;
  height:220px;
  display:flex;
  flex-direction:column;
  justify-content:flex-end;
  align-items:center;
  gap:7px;
}

.growth-value{
  font-size:8px;
  color:var(--muted);
  white-space:nowrap;
}

.growth-bar{
  width:32px;
  min-height:8px;
  border-radius:7px 7px 2px 2px;
  background:linear-gradient(180deg,#45d998,#18a96e);
}

.growth-year{
  font-size:9px;
  font-weight:800;
  color:var(--muted);
}

.year-breakdown{
  margin-top:25px;
  border:1px solid var(--line);
  border-radius:16px;
  overflow:hidden;
}

.year-row{
  display:grid;
  grid-template-columns:.8fr 1fr 1fr 1fr;
  gap:12px;
  align-items:center;
  padding:13px 16px;
  border-bottom:1px solid var(--line);
  font-size:11px;
  color:var(--muted);
}

.year-row:last-child{
  border-bottom:0;
}

.year-row strong{
  color:var(--ink);
}

.year-header{
  background:var(--surface-soft);
  color:var(--ink);
  font-size:9px;
  font-weight:850;
  text-transform:uppercase;
  letter-spacing:.08em;
}

@media(max-width:620px){
  .calc-visual{
    padding:20px;
  }

  .growth-chart{
    gap:5px;
  }

  .growth-column{
    min-width:48px;
  }

  .growth-bar{
    width:27px;
  }

  .year-row{
    grid-template-columns:.7fr 1fr 1fr 1fr;
    padding:11px 10px;
    font-size:9px;
  }
}


/* Contribution vs growth visual */
.growth-mix{margin-top:28px;display:flex;align-items:center;gap:22px;padding-top:24px;border-top:1px solid rgba(255,255,255,.10);}
.mix-ring{width:82px;height:82px;flex:0 0 82px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--green) var(--growth-share,34%),rgba(255,255,255,.12) 0);}
.mix-ring-center{width:58px;height:58px;border-radius:50%;background:var(--navy);display:flex;flex-direction:column;align-items:center;justify-content:center;}
.mix-ring-center strong{font-size:17px;color:#fff;line-height:1;}
.mix-ring-center span{font-size:8px;color:#9eacba;margin-top:4px;text-transform:uppercase;letter-spacing:.08em;}
.mix-legend{display:flex;flex-direction:column;gap:9px;font-size:10px;color:#9eacba;}
.mix-legend span{display:grid;grid-template-columns:8px auto;column-gap:7px;align-items:center;}
.mix-legend span i{width:7px;height:7px;border-radius:50%;background:#8c99a7;}
.mix-legend span:last-child i{background:var(--green);}
.mix-legend b{grid-column:2;color:#fff;font-size:12px;margin-top:-5px;}
@media(max-width:620px){.growth-mix{gap:16px}.mix-ring{width:72px;height:72px;flex-basis:72px}.mix-ring-center{width:52px;height:52px}}


/* Related content cards */
.related-content{margin-top:50px;}
.related-content .section-head{margin-bottom:22px;}
.related-content .section-head p{max-width:650px;color:var(--muted);font-size:13px;}
.related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;}
.related-card{display:block;padding:24px;border:1px solid var(--line);border-radius:18px;background:var(--surface);text-decoration:none;box-shadow:0 1px 0 rgba(7,19,31,.02);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;}
.related-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-hover);border-color:#cfd8e1;}
.related-card h3{margin:10px 0 8px;color:var(--ink);font-size:18px;}
.related-card p{margin:0 0 18px;color:var(--muted);font-size:12px;line-height:1.7;}
.related-link{font-size:11px;font-weight:800;color:var(--green2);}
@media(max-width:620px){.related-grid{grid-template-columns:1fr}.related-card{padding:20px}}


/* Budget allocation ring */
.budget-mix{margin-top:28px;padding-top:24px;border-top:1px solid rgba(255,255,255,.10);display:flex;align-items:center;gap:22px}
.budget-ring{width:86px;height:86px;flex:0 0 86px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(#18c77d 0 var(--essential,0%),#2b66f6 var(--essential,0%) var(--flexible,0%),#45d998 var(--flexible,0%) var(--saving,0%),#516171 var(--saving,0%) 100%)}
.budget-ring-center{width:60px;height:60px;border-radius:50%;background:var(--navy);display:flex;flex-direction:column;align-items:center;justify-content:center}
.budget-ring-center strong{font-size:16px;color:#fff;line-height:1}
.budget-ring-center span{font-size:7px;color:#9eacba;margin-top:4px;text-transform:uppercase;letter-spacing:.08em}
.budget-legend{display:grid;grid-template-columns:1fr 1fr;gap:9px 18px;font-size:9px;color:#9eacba}
.budget-legend span{display:grid;grid-template-columns:7px auto auto;column-gap:6px;align-items:center;white-space:nowrap}
.budget-legend b{color:#fff}
.budget-dot{width:7px;height:7px;border-radius:50%}
.budget-dot.essential{background:#18c77d}.budget-dot.flexible{background:#2b66f6}.budget-dot.saving{background:#45d998}.budget-dot.remaining{background:#516171}
@media(max-width:620px){.budget-mix{gap:16px}.budget-ring{width:76px;height:76px;flex-basis:76px}.budget-ring-center{width:54px;height:54px}.budget-legend{grid-template-columns:1fr}}