Using Finmaxer responsibly.

1. About these terms

These Terms of Use apply to your use of the Finmaxer website, including its calculators, comparison pages, guides, explanations and related features.

By using the website, you agree to use it responsibly and in accordance with these terms and applicable law.

2. What Finmaxer provides

Finmaxer is a consumer-focused educational website designed to help visitors understand everyday money decisions through calculations, comparisons and practical explanations.

The website is intended to make numbers, costs, assumptions and trade-offs easier to understand. It is not intended to replace advice from a qualified professional who understands your individual circumstances.

3. Calculators and estimates

Calculator outputs are estimates based on the inputs and assumptions displayed on the relevant page. Results may differ from actual financial outcomes because real products, contracts, taxes, fees, rates, timing and eligibility conditions can differ.

You are responsible for checking the inputs you provide and reviewing the assumptions before relying on a result.

A calculator result should not be treated as a guarantee, quotation, approval, offer, prediction or promise of a particular financial outcome.

4. Financial information is general

Finmaxer does not provide personalized financial, investment, tax, accounting or legal advice through the website.

Nothing on Finmaxer should be interpreted as a recommendation to purchase, sell, borrow, invest in, transfer, open or close a particular financial product or account.

For decisions involving significant financial consequences, consider obtaining advice from an appropriately qualified professional who can assess your circumstances.

5. Provider information can change

Financial products, rates, fees, eligibility requirements, transaction limits, regulations and service conditions can change.

Where Finmaxer discusses a provider or current product information, you should verify the provider's current terms, pricing and eligibility directly before making a decision or transaction.

6. Comparisons

Comparison pages are intended to help visitors understand differences between products, services or approaches. A comparison does not mean that one option is suitable for every person.

Finmaxer may distinguish between verified information, provider-reported information and Finmaxer calculations. Readers should review the underlying provider terms before acting.

7. Third-party websites and services

Finmaxer may contain links to external websites, including banks, financial providers, payment services, reference sources and other third parties.

Those websites operate independently from Finmaxer. We do not control their availability, content, security, pricing, privacy practices or contractual terms.

Visiting or using a third-party website is subject to that provider's own terms and policies.

8. No guarantee of accuracy or availability

We aim to make Finmaxer useful, clear and accurate, but we cannot guarantee that every page will always be complete, current, error-free or available.

Information may become outdated when external facts change. Technical errors, interruptions or incorrect inputs may also affect a result.

9. Your responsibilities

When using Finmaxer, you agree not to misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, or use the website in a way that violates applicable law.

You are responsible for independently checking information that is important to a financial decision.

10. Intellectual property

Unless otherwise stated, Finmaxer website content, page structure, written material, graphics, branding and original calculator implementations are provided by or for Finmaxer and may be protected by applicable intellectual-property laws.

You may access and use the website for ordinary personal and informational purposes. Republishing substantial portions of Finmaxer content or presenting it as your own is not permitted without appropriate authorization.

11. Changes to the website

Finmaxer may add, remove, modify or discontinue pages, tools, features or content. Financial information and external links may also need to be updated as circumstances change.

12. Changes to these terms

These Terms of Use may be updated when the website, its services or applicable requirements change. The updated version will be posted on this page with a revised “Last updated” date.

13. Limitation of responsibility

To the extent permitted by applicable law, you use Finmaxer at your own discretion and responsibility. Finmaxer is not responsible for financial decisions made solely on the basis of a calculator result, guide, comparison, estimate, external link or other website content.

Nothing in these terms is intended to exclude or limit a responsibility that cannot lawfully be excluded or limited.

14. Legal questions

These terms are general website terms and are not a substitute for legal advice. If you have a question about these terms or your use of the website, use the contact information made available on the Contact page.